​​​​401k Setup Solution

Time is one of the most important factors in investing success. It matters more than how much you contribute, so every day you are not investing is money you are losing because you are not in the market.  

Starting later can mean that you would have over 400k LESS in your account when you decide to retire, plus the extra stress you’d have from not having enough to maintain your lifestyle. You don’t want to be stuck playing the catch up game. 

Lastly, the low rate of return you get from keeping your money in a savings account only erodes the purchasing power of that money over time due to inflation.

This in part is a question of the value of your time. Technically you can learn anything on the internet, the question is how much time do you have and will you commit to that monumental task. There’s the time researching which books to read, then the 5-10 hours to read the investment book you chose, assuming you finish it. And then trying to figure out how to apply what you read to your situation.Books and even internet researching are not structured for you to take action. They just provide information.

What I can tell you is that I have been in your shoes before and I’ve found and applied the solution to growing your money in a simple, low maintenance way. Investment coaching is the fastest way for you to take action and build up your skills with the core information you need to actually get started without feeling overwhelmed. 

Investment coaching can give you an immediate return on your investment. You are paying one time cost for long term gain of crucial financial skills. Investing is a skill that directly impacts your quality of life now and in the future. Comparatively, think of the easily $1800 per college course you’ve paid to learn something that you will never use in your career vs the cost of this program that you can put to use immediately to start growing your money. Using conservative historical growth rates over 30-40 years of stock investing, you could except your investment account to grow into the millions by the time you reach your retirement years.

Discussing your money with others can feel taboo. There are all kinds of feelings associated with money. You should not be made to feel ashamed or secretive about your money. Those are limiting beliefs that can keep you from making the most of the money you have saved. 

At the end of the day, It’s your choice if you want to talk about your specific numbers or not. You can still get the benefits of the program and utilize the tools without disclosing your specific account information. My focus is on maintaining a non judgmental space where you feel comfortable learning, so that you can reach your desired goals. 

Everyone needs to have a base level of financial literacy. After you understand the fundamentals, you can definitely decide to outsource this task to a financial advisor or any other new ways to invest your funds without your direct involvement. However, to protect yourself from advisors that are not looking out for your best interest or from making bad (but avoidable) investment decisions, you need to fully understand in what you are investing in and what’s being recommended to you. Its your money. No one will care for it as well as you would.

This program is structured to build your base. This is the core information and synthesized system to getting you started with a portfolio and a proven investment strategy. Even if you did just this and nothing else, you would have set yourself up on the right path for future financial security and comfort. There are more advanced investment strategies beyond this level, but it’s totally up to you to do decide how much you want to learn and how far to travel down the expertise building path.

If you are still unsure which package to go forward with, use the chat to either schedule a discovery call or send me any other question that’s on your mind.